A car crash can cause life-threatening or life-altering injuries, significant property damage, and other expensive losses. In Ohio, you can hold the at-fault party responsible for these and other damages. A car accident lawyer in Powell, OH, can help you with the process.
At Bressman Law, our legal team can help you stand up to the insurance company. We will help you fight back against any tactics to minimize your settlement or devalue your claim. Let us build your case before the insurance company takes advantage of you. Call us at 877-538-1116 to set up a free consultation.
The Responsible Party Is Liable for Damages After a Car Crash in Powell
The person who caused your accident is the liable party in your case. Ohio is an at-fault car insurance state, so the person liable is responsible for the resulting damages. If the liable party does not have enough car insurance coverage, they are responsible for paying the amount that exceeds their policy limits. This is why it is essential that we prove fault in your case.
While all Ohio drivers must have automobile insurance, the required minimum amounts are somewhat low. To be able to legally drive in Ohio, the driver must hold the minimum insurance of:
- $25,000 coverage for property damage;
- $25,000 coverage for the injury or death per person; and
- $50,000 coverage for the total injuries in an accident.
If the liable party caused multiple cars to wreck, or a victim suffers catastrophic injuries, the damages can exceed these limits quickly.
The Insurance Company Is Not on Your Side
Even if you decide to go through your own insurance company to cover damages, do not be mistaken in thinking the company is fighting for you. Insurance adjusters have one goal: to settle claims for as little as possible.
To meet this goal, the insurance company might try to minimize your claim. The adjuster might attempt to make you feel as if you have no other option but to accept the settlement offer. Before you accept any offer, call us. We can discuss your legal options during your free consultation. We might be able to keep you from agreeing to a settlement offer that is too low to pay for your full range of damages.
Damages Available After a Car Crash
Most of the time, car crash victims do not know how much their claim could be worth. When we investigate your case, we will calculate how much the crash has already cost you, and how much it is likely to cost in the future. Assigning a value to each facet of your claim is often tricky if you go at it alone, and the insurance company will not volunteer to add in much more than property damage if it takes charge of your claim.
We might be able to help you get compensation for a variety of losses.
If you suffer injuries in a car accident, the medical expenses add up fast. Even a small injury can lead to multiple follow-up doctor’s appointments, visits to the chiropractor, physical therapy, crutches or braces, and medications. You can get compensation for all of these expenses, in addition to money to pay for your future medical needs.
It is a rare circumstance that someone would be in a car accident and not have damage to their vehicle, and possibly even items inside their car. Whether the damage is small, or your vehicle is a total loss, you deserve to get the maximum payout to repair or replace your personal property.
Most crash victims experience income loss of some kind. Even taking time off work to get an exam by a doctor often leads to a loss of wages. The more serious your injuries or property damage are, the more income you are likely to lose while you recover or deal with repairs. We will try to negotiate a fair settlement for pay for these losses. If you are likely to suffer long-term effects on your ability to earn money, we can help you fight for compensation for that loss, too.
Pain and Suffering
Being the victim of a car accident is stressful and confusing and can lead to emotional problems as a result. Victims often experience some level of anxiety, fear, depression, and even PTSD after a wreck, especially if the accident caused severe injuries or disfigurement. We can use a pain and suffering calculator to put a fair value on these emotional losses.
What Bressman Law Will Do for You
Insurance companies are adept at giving car crash victims the runaround and setting up red tape. With Bressman Law on your side, you will not have to navigate this process alone. We can defend you against the tricks insurance agents use to minimize your claim. If we take on your case, we will:
- Fight for your individual rights;
- Seek a fair settlement for your injuries, property damage, and other losses;
- Get your case settled as soon as possible;
- Use every legal option available to fight the insurance company, including filing a lawsuit if necessary; and
- Guide you through the process and keep you informed every step of the way.
Call Bressman Law at 877-538-1116 now so we can start fighting for you.