Ohio is a “fault” car insurance state, according to the Ohio Department of Insurance. This means that after an accident happens, drivers involved have a right to do pursue the following.
- File a claim with your own insurance company
- File a claim with the other driver’s insurance company
- Submit a personal injury claim in civil court
Regardless of what you decide to do, you’ll need to collect evidence to prove that you deserve to be compensated for your damages. One valuable piece of proof that you can use when filing your claim is the police report from the accident.
To give your case some strength, you can use the police officer’s opinion and eyewitness testimony from the report. If you would like to use expert witness testimony then contact a car accident attorney to schedule the appearance.
Relevant Information Contained in a Police Report
A police report from an accident provides valuable information when filing a car accident claim. Some of this information includes the following listed below:
- Preceding factors to the accident (weather, road conditions)
- The date, time, and location of the accident
- Statements from drivers involved
- Details of the accident
- Cause of the accident
- Description of the accident
- Description of damages
- Photographs of the scene and damages to cars
- Statements from witnesses and witness contact information
You should make sure you have at least one copy of your accident report from the police following a car crash.
How to Get a Police Report After an Accident
After an accident, you have the right to receive a copy of the police accident report. If the officer doesn’t offer you a copy at the time of the accident, then you can get in contact with your local police department in order to file your request. Usually, the process is very simple and straightforward, just call the police department and place your request.
Filing a Car Accident Claim in Ohio
Each insurance company has different rules regarding when they’ll accept a claim for damages, but, in general, filing your claim as soon as possible is recommended. If you’re filing a personal injury lawsuit, you have two years to do so under Ohio Revised Code, Section 2305.10.
A Car Accident Attorney Can Help You
Let the attorneys at Bressman Law do the following to help your case.
- Obtain a police report
- Prove the fault of the other driver
- Negotiate a fair settlement amount
Our attorneys will work with you to make sure you get what’s fair under the law. If you would like to do some more research on your own, read our free eBook, The Ultimate Guide to Car Crashes in Ohio. Call us today at 877-538-1116.