You should call your insurance after an accident if it was not your fault. Informing them of your accident can help you learn about any policy benefits you might have regarding your loss of property and your injuries.
Your insurance policy may not be the only option for your damages. If you were involved in a serious accident due to another driver’s negligence, you might be entitled to compensation.
Each personal injury case is different, and your case’s outcome may depend on the specifics of your accident. Pursuing legal action may result in compensation for your medical bills, lost wages, and pain and suffering.
Know the Common Causes of Car Accident Caused by Negligence
According to the Centers for Disease Control and Prevention (CDC), an estimated $33 billion worth of lifetime work was lost due to car crash injuries in 2012. Common causes of many car accidents are due to driver error and reckless behavior behind the wheel, including:
- Drunk driving
- Distracted driving
- Drowsy driving
- Aggressive driving
While just a few examples, these types of behaviors are all too common on Ohio highways and city streets.
According to the AAA Foundation for Traffic Safety, 80 percent of people surveyed admitted to driving aggressively at least once within the past month. Aggressive driving can include purposefully tailgating, cutting another vehicle off on the road, or trying to block another vehicle from changing lanes.
No matter how your accident occurred, protecting your financial future is imperative for your injuries. A personal injury lawyer may help you investigate all avenues of possible compensation, including your own insurance coverage.
For a free legal consultation, call (614) 538-1116
Fatal Accidents and Your Insurance Company
You should also contact the insurance company if you lose a loved one in a car accident. The insurance company you should contact depends on whether the victim was traveling with you or traveling alone.
In the case of traveling alone, you should contact your loved one’s insurance company to notify them of their death.
Insurance Company Basics
An insurance company can help you, or they can delay the process. Your insurance company might try to deny coverage clearly listed in your policy, but a personal injury lawyer may still be able to help you.
An insurance company representing the negligent driver who caused your injuries may try one of two tactics if you do not secure legal representation immediately:
- They may try to blame you for the accident
- They may try to underpay on the type of settlement you are entitled to collect
A personal injury lawyer may handle aggressive—and reluctant—insurance companies on your behalf. They may be aware of the various tactics insurance companies use to prevent accident victims from receiving a fair settlement.
While most personal injury cases settle out of court, some cases require going to trial. Do not speak with insurance companies. Instead, refer them to your personal injury lawyer.
Let Bressman Law Protect Your Best Interests
The aftermath of a serious accident can leave you feeling confused about what to do next. While it may seem unnecessary, you should call your insurance after an accident if it was not your fault.
The statute of limitations generally allows two years for civil cases. This time can pass quickly as you deal with your injuries or the loss of a loved one.
If you experienced serious injuries due to another driver’s negligence, notify your insurance company and contact Bressman Law without delay.
Our team needs time to carefully review the details of your accident and to prepare for a possible trial. We will work diligently to resolve your case as soon as possible; however, we may not stop until we secure a fair outcome.
The traumatic period following a car accident is no time to deal with insurance companies on your own. You may be able to afford the personal injury services of Bressman Law, as we require no payment upfront. Our contingency fee policy means we only collect our attorney’s fee if we win your case.
If your car accident injuries were not your fault, contact us. The sooner we review your case, the sooner we can get to work for you. At Bressman Law, our team has been described as helpful and supportive. If this sounds like the type of legal team you want on your side, call us today for a free case evaluation at (614) 538-1116.