Your insurance company may require you to provide a statement, sign a medical release, and/or submit to a medical exam. We recommend calling a personal injury attorney before you give your insurance company a statement about your accident or sign any paperwork.
An attorney can give you advice on how you should talk to your insurance company after a car accident.
Talking to the Insurance Company Could Put Your Case at Risk
If you were in a car accident in Ohio, do not give a statement to anyone until you talk to a car accident lawyer from Bressman Law.
Even if you do not plan to file a claim with your insurance policy, giving your insurance company a statement still carries risk:
- Your insurance company might share your statement with the other driver’s insurance company (third-party insurance company).
- The third-party insurance company may take your words out of context or otherwise use your statement to reduce your settlement or deny your claim.
- You may have to eventually file a claim with your insurance company (e.g., uninsured or underinsured claims), and your statement could hurt your claim.
Call Bressman Law before you give a statement, share your medical records, or agree to a medical exam. We can help you protect and preserve your rights.
What Not to Say to Your Insurance Company
While it is okay to share basic information, talking about specific details could put your case at risk. Do not discuss these topics until you first speak with your lawyer:
- What happened to cause the accident
- Who caused the accident
- What you did before the accident
- Any injuries you may have
- If you believe you do not have any injuries
- Any other detail of the accident, your injuries, or other damages
How to Handle a Call From the Insurance Adjuster
You may need to report your accident before you have a chance to talk to a member of our team, or a representative from your insurance company might call you about the crash. If this happens, it is essential to know how to handle the call.
You can give them general information about the accident including:
- Your name
- The name of others involved in the crash
- The date and time of the accident
- The location of the accident
- The insurance company of the other driver
- The make and model of cars involved
However, it is paramount you only state the facts and do not speculate. Avoid any discussion of fault or injuries.
If they ask you directly what happened, you can tell them you would prefer to give a written statement, and we can help you with this process. You can also politely decline their request for additional information until after you talk to your attorney.
Let the Bressman Law Team Help You Fight for Your Rights
We can protect your right to recover compensation after an Ohio car accident. We will handle all aspects of your legal case, including building a strong argument to support a payout from a settlement agreement or personal injury lawsuit.
Building a solid case requires:
- Documenting and photographing the car accident scene
- Collecting official records related to the accident
- Identifying the liable parties
- Collecting evidence to prove negligence and liability
- Enlisting experts including accident reconstruction specialists and medical experts
- Documenting your damages and ongoing care costs
We will take legal action against the liable party or parties in your case. Sometimes we can negotiate a settlement agreement that allows us to recover compensation for your damages. In other cases, we may need to file a personal injury lawsuit and take your case to civil trial to pursue a payout on your behalf.
Let our team evaluate your case today. Call us at 877-538-1116. We offer free consultations for Ohio car accident victims.
Talk to an Ohio Car Accident Attorney About Your Crash
Bressman Law can help if your accident occurred in central Ohio. We offer free case reviews and handle these cases on a contingency basis. We do not receive payment until you do. Call us today at 877-538-1116 to get started. We will protect your rights and fight for the compensation you deserve.