When you are seeking financial compensation after suffering an accidental injury, some health care providers may wait for the resolution of your case to receive compensation. In the meantime, your personal health insurance may cover the costs of your medical care minus any deductibles you are required to pay. If you have personal injury protection (PIP) insurance, it will also cover your costs up to your policy’s limitations.
If you or someone you love was injured in a negligence-based accident, the at-fault party is ultimately responsible for paying your medical bills. While your legal team works hard to resolve your case and obtain compensation for you, your medical expenses will continue to grow. A personal injury lawyer in your area will explain who pays your medical expenses while your case is pending. They will also explain the probable timeline for resolving your case.
Medical Expenses Can Add Up Quickly After an Accidental Injury
Accidental injuries can occur in many ways including car and truck accidents, bicycle and motorcycle accidents, and dog bites or attacks. Any of these accidents can lead to the following medical care:
- Ambulance fees
- Emergency room fees
- Hospital stays
- Surgical procedures
- Various forms of therapy
- Required medications
- Assistive medical devices
When you pursue the at-fault party for compensation, the personal injury lawyer representing you will ensure your medical bills are accurately documented and assessed. They will also obtain a copy of your written prognosis to ensure the correct calculation of your anticipated future medical care.
You Can Recover Expenses and Losses Related to Your Injuries
The medical care you require will start immediately after the accident that caused your injuries. If your injuries are severe enough, you could be left unable to work to support yourself and your family while incurring medical expenses.
In addition to compensation for these expenses, you can also request compensation for the following:
- Property damage or loss
- Diminished property value
- Disability and disfigurement
- Physical pain and suffering
- Mental and emotional distress
- Diminished quality of life
In most cases, your lawyer will resolve your case with a settlement. If your case has to go to court for resolution, your lawyer will represent you and help you keep fighting for the compensation you are entitled to receive.
For a free legal consultation, call (614) 538-1116
Covering Required Medical Care Until Your Case Is Resolved
A personal injury case can take months — sometimes years — to reach an agreeable resolution. While your case is ongoing, your medical care likely cannot be discontinued until you have reached maximum medical improvement.
If a law firm represents you, they might be able to negotiate with your health care provider and reach an agreement to wait for that resolution to receive payment. If this type of agreement cannot be reached, you can explore additional options to cover your medical bills and ensure necessary treatments are not interrupted.
If you have private health insurance, you might be able to use it to cover the medical care you require. You will still be responsible for any deductibles or copayments related to your health insurance. Review this option with a member of your legal team, as your insurer may require repayment once your case is resolved.
Personal Injury Protection (PIP) Insurance
PIP insurance is an optional part of your auto insurance policy. If you are injured, it will cover the costs of your medical care as well as other expenses and losses, no matter who was at fault for the accident. It can be an effective, low-stress way to cover your medical bills while you recover from your injuries and await the resolution of your case.
Medical Payments Coverage
If your injuries are the result of a car accident, your own auto insurance policy may include medical payments coverage. Like PIP insurance, it is optional and pays your medical expenses up to your policy’s limitations regardless of who was at fault for the accident. This may be a viable option if available via your coverage.
Pre-Settlement Funding or Loan
Sometimes, the law firm that handles your case may offer pre-settlement funding or a loan that will allow you to cover medical and other expenses. These can be particularly helpful if you cannot work due to your injuries. In most cases, repayment will be deducted from your resulting financial award. If available, a law firm representative will explain this option in detail.
Call for Your Free Case Review
Accidental injuries can result in a plethora of medical care. At Bressman Law, we work hard to reach the best possible resolution for you and to ensure the responsible party covers your medical bills.
If you are concerned about who will pay your medical expenses while your case is pending, contact one of our consultation team members to review the details of your case for free today.